Stay a cross-border worker or live in Switzerland: which budget?
Your salary and your withholding tax stay roughly the same if you move to Geneva. What changes is your spending. Compare it here, item by item.
What really changes when you move
| Cross-border worker | Geneva resident (B permit) | |
|---|---|---|
| Tax on salary | Geneva withholding tax | Same withholding tax scale |
| Health insurance | French CMU or Swiss insurance | Swiss insurance compulsory, within 3 months |
| Housing | French rents | Geneva rents, often higher |
| Transport | Daily trips across the border | Shorter trips |
Please note: from 120,000 CHF of gross income per year, a Geneva resident taxed at source must fill in a full tax return. The final amount of tax may then change.
Frequently asked questions
Why is the salary not in the calculation?
If you keep the same job in Geneva, your gross salary does not change and withholding tax follows the same tax scale. Only your spending makes the difference.
Where can I find the cost of health insurance in Switzerland?
On the Swiss Confederation's official calculator, priminfo.admin.ch, by choosing Geneva and your age.