Job offer in France or in Geneva: which one pays more?
A Swiss salary is higher, but you have to pay for health insurance and travel. Enter both offers to see what you really have left each month, in euros.
What the calculation includes
| Offer in Geneva | Offer in France | |
|---|---|---|
| Social contributions | Basic pension, unemployment, 2nd pillar, accident insurance | Percentage of gross salary that you choose |
| Tax | Geneva withholding tax, official 2026 tax scale | Your tax deduction at source rate |
| Health insurance | CMU or Swiss insurance, paid on top | Included in contributions |
| Travel | The amount you enter | The amount you enter |
Before you decide
- Look at the annual salary: in Switzerland, salaries are often paid over 13 months. Always compare over the year.
- Work out your travel costs with our car cost calculator: they can change the result.
- Think about the exchange rate: a fall in the franc reduces what you have left in euros.
- Compare everything else too: holidays, pension, travel time, job security.
Frequently asked questions
Why is health insurance only added for Switzerland?
In France, health insurance is paid through contributions taken from your salary. A cross-border worker in Switzerland must pay for it separately: either the CMU in France or a Swiss insurance.
Is the calculation valid for the canton of Vaud?
No. In the canton of Vaud, cross-border workers pay their taxes in France. This calculator uses Geneva withholding tax.
Useful links
Sources: Canton of Geneva, 2026 withholding tax scales; Swissmem, social insurance 2026